One of several trusts that can sit inside a Will. Make the Will online in your own time, and an experienced legal professional checks every answer before it is issued.
A property protection trust leaves your share of the family home to your children while your partner goes on living there. It is one of several trusts that can sit inside a Will — and the Will itself is what you make here, in plain English, one question at a time.
Straightforward stuff — your name, your address, and the details of everyone who features in your Will. Guardians for children under 18, and arrangements for pets, are dealt with in this section too.
Set out how your estate is divided. You can leave particular gifts and attach a personal message to them, and you can name anyone you would rather leave out. This is also where a trust over your share of the home belongs.
An experienced legal professional reads your answers before anything is issued and checks that everything is described correctly — gifts especially, where a loose description causes the most trouble later. If anything needs clarifying, we email you.
Your Will can be written this evening. Nothing about it is final until you have read it back and signed it.
Start your WillA trust of this kind sits inside a Will, so the Will is the thing you make. Do it online in your own time and buy it outright at the price below, or talk it through on the telephone first. Either way the trust itself is priced according to complexity, so you get a written quote for that part before any work begins.
Make your Will yourself, in your own time, in plain-English questions you can stop and come back to. Checked by an experienced legal professional before it is issued.
£89
That is the Will, bought outright — no appointment and no hourly rate. A trust inside it is priced on complexity and quoted separately.
Start your Will
Would rather talk to somebody first? Ring us, or ask for a call back at a time that suits you.
Quoted on complexity
The call costs nothing and commits you to nothing. You get a written quote before any work begins.
Ask for a call back
There is no charge for the conversation and no obligation at the end of it. If a trust would not help you, we will say so — that is the answer we give most often.
Available 8am to 10pm, seven days a week
0800 246 1961Speak to us first
£23,250 is all it takes to pay for your own care
In England, if your capital is above the upper limit the council will not contribute to the cost of a care home at all — you pay the full amount yourself, and your home can be counted as capital once you are no longer living in it.
That is the arithmetic behind almost every search for a way to protect a house, and it is why people ask us about trusts. Whether a trust helps in your case is a different question, and an honest answer to it depends on facts we do not know yet.
Department of Health & Social Care, charging for care and support 2026 to 2027Checked 19 August 2026. Lower capital limit £14,250. England only; Wales, Scotland and Northern Ireland set their own limits.
Read what a trust can and cannot doThe Will is a fixed fee and you can see it on this page. The trust inside it is not, because it depends on the trust and on your circumstances — so you get a written quote for that part before any work starts, and you are free to walk away from it. Nothing is charged for the trust until you have agreed a price. We will not put a figure for it on this page that we might then have to contradict.
It may protect a share of your home, and it may not. It depends on why the trust was set up, when, and what your circumstances were at the time. Anyone who answers that question with a straight yes, without knowing anything about you, is selling you something.
No, and that is usually a worse idea than it sounds. Gifting your home outright exposes it to your children's divorces, debts and bankruptcies, can create a tax charge, and is the arrangement local authorities look at hardest. A trust inside a Will does not have most of those problems.
Please read
You will find websites promising that a trust makes your home invisible to the local authority. Be careful with that. If a council decides the main reason you put your home into a trust was to avoid paying for care, it can assess you as though you still owned it — and it can look back years to do so. A trust set up for sound reasons, at the right time, can genuinely protect a share of your home. One set up as an avoidance scheme often protects nothing and costs a great deal.